Merchant Cash Advance
Fast, Flexible Funding for Small Businesses
When your business needs quick access to working capital, a Merchant Cash Advance (MCA) can be the perfect solution. At Liberty Commercial Capital, we specialize in helping small and mid-sized businesses secure fast funding without the strict requirements of traditional bank loans.
Whether you need capital for marketing, inventory, payroll, or expansion, an MCA gives you access to funds today—based on your projected future credit-card sales.
Merchant Cash Advance Advantages
Fast Approvals & Funding
Move quickly with streamlined reviews and rapid access to capital.
No Collateral Required
Secure funding without pledging business or personal assets.
No Fixed Payments
Repay as sales come in—payments flex with your daily revenue.
What Is a Merchant Cash Advance?
A merchant cash advance (MCA) gives your business a lump sum of capital today in exchange for a small, agreed-upon percentage of your future credit or debit card sales. There are no fixed monthly payments—repayment flexes with your daily sales. Businesses with strong cash flow can be approved even if they don’t currently accept cards, with funding amounts up to $500,000.
Why Businesses Choose a Merchant Cash Advance
No Fees or Fixed Payments
No application fees, no hidden charges, and no rigid monthly obligations.
Repay As Sales Come In
A small percentage of daily card sales—so slower weeks don’t add pressure.
Fast Approval • No Collateral
Quick decisions, no collateral required, and you keep 100% ownership equity.
Benefits of a Merchant Cash Advance
Speed, simplicity, and flexibility—designed for businesses with strong card sales.
No Application Fees or Hidden Charges
Transparent pricing with straightforward terms from day one.
No Fixed Payments
Repay as sales come in—your daily/weekly remittance flexes with revenue.
Fast Approvals & Funding
Simple documentation and rapid decisions to keep you moving.
No Collateral Required
Qualify based on sales performance—keep your assets off the table.
Maintain 100% Ownership Equity
Before, during, and after repayment—no dilution, no investors.
How You Can Use a Merchant Cash Advance
One of the best parts of MCA financing is flexibility—use funds where your business needs them most.
Advertising & Marketing
Launch campaigns that drive traffic and sales.
Bulk Inventory
Buy more at better pricing to improve margins.
Hiring & Payroll
Cover staffing needs during busy seasons or growth spurts.
Renovations & Expansion
Upgrade your space or add capacity without slowing down.
Seasonal Cash Flow
Smooth out slow periods and stay fully stocked and staffed.
Partner with Liberty Commercial Capital
Tailored financing solutions for small and mid-sized businesses. A fast, hassle-free application process. Transparent terms with no hidden fees. Funding designed to grow with your sales.
Our experts work with you to understand your goals and build a financing plan that helps you thrive.
Get Your Tailored Financing Plan Get Your Plan