Equipment
Financing
& Leasing
Every business relies on equipment—whether it’s medical devices, fitness machines, restaurant appliances, manufacturing tools, or office technology. The challenge is that purchasing new equipment can strain your cash flow. That’s where Equipment Financing & Leasing from Liberty Commercial Capital comes in.
We make it possible for businesses of all sizes—even startups or companies with challenged credit—to access the equipment they need without draining working capital.
Our Equipment Financing Programs
Fast, flexible options to get the gear your business needs.
Sale & Lease Back Program
Unlock the equity in your existing equipment. We’ll buy your equipment and lease it back to you, giving you immediate working capital while you continue to use your assets. Once payments are complete, ownership reverts back to you.
Startup Equipment Financing
We know startups often struggle to secure funding. That’s why Liberty offers special programs for businesses operating two years or less, helping you get the tools you need to grow.
Second-Chance Financing
Bad credit doesn’t have to stop your business. If you or your company’s credit has taken a hit, we provide flexible second-chance financing programs designed to help you rebuild and move forward.
Government & Municipal Programs
We provide tailored solutions for state and federal agencies, schools, police and fire departments, libraries, and other municipal organizations. Our programs make it easy for public sector entities to get the equipment necessary to serve their communities.
Why Choose Equipment Leasing?
Equipment leasing helps businesses access the tools they need now while protecting cash flow and flexibility. Key advantages include:
- Lower monthly payments compared to loans
- Preserve your credit lines while still acquiring needed assets
- No large upfront costs — free up cash for other priorities
- Upgrade easily as technology evolves
- Tax advantages may apply depending on your structure
With equipment leasing, you keep your business operating at peak efficiency without the financial strain of full equipment purchases.
Quickly estimate your funding options.
Answer a few quick questions and we'll give you a rough estimate of what you may qualify for.
Get the Freedom to Grow
Business shouldn’t stop because of a cash flow gap. At Liberty Commercial Capital, we give you the freedom to operate and grow with smart financing solutions. Contact us today to explore your options and secure the capital your business needs.
How to apply for equipment financing.
Answer a few simple questions about your company so we can match you with the right programs.
We ask about revenue, customers, typical invoice terms, and the funding amount you need — the form takes just a few minutes.
Upload basic documentation to speed underwriting.
Typical documents include recent invoices, bank statements, and ID for the business owner. We’ll guide you through exactly what’s needed.
We present multiple options from our lender network.
Review rates, terms, and funding timelines so you can choose the solution that best fits your cash flow needs.
Once you accept an offer, funds are delivered quickly.
Many AR programs can deliver working capital in as little as 24–72 hours depending on documentation and program selected.
